Kia Finance Center in Dearborn, MI

We’ve been helping Southfield to Redford drivers get great interest rates on auto loans for a long time. Our finance team can be considered experts in all of our available products and services. Here’s some common questions we’ve heard over the years – but if you’ve got one not on the list, the LaFontaine Kia Finance phone number is (866) 567-9258.

• Is it necessary to take a car loan to buy a car? No, you can pay cash to buy a car, or use a check, or a debit or credit card if you’d like. If you’re looking for budget options, check out our used cars under $10,000!
• Which is usually the cheapest car finance option? To save the most money on your car financing, having a trade-in vehicle and a down payment will offset the cost of the loan. Keep your bills paid on time and check your credit report to make sure there’s no errors on it. A higher credit score means a lower APR for a car loan.
• Should I buy or lease a car? It’s a personal decision, but if you really like to have the latest-and-greatest of what Kia has to offer, check out our $99/mo lease options for new Kia models! You can even get out of your lease with our lease pull-ahead program through Kia Motors Finance. If you’re the kind of Detroit driver who likes to pick out the perfect vehicle and pass it down to your kids, then purchasing a new car or a Kia through our CPO program might be a better fit.
• Is it worth buying a certified pre-owned car? A certified pre-owned Kia comes with so much more than a similar used car. The best part about CPO Kia vehicles is the warranty! If you’ve ever ran out of gas or gotten a flat tire from one of our Metro Detroit potholes, having that peace of mind is definitely worth it! Other Certified Pre-Owned benefits:
  • Complete vehicle history report
  • 164-Point inspection
  • 10 year/ 100,000 mile powertrain warranty
  • 1 year/ 12,000 mile platinum coverage
  • Roadside Assistance coverage
  • And more!

Malcolm Perry Answers Questions About Kia Financing

• Does Kia offer 0% financing? If you’re wondering how to get 0% interest when buying a car from a dealership, come to LaFontaine! Our Kia Finance Offers and Incentives page displays the most recent offerings from Kia Motor Finance. Our LaFontaine Kia new vehicle specials include many vehicles with a low APR or even 0% APR!
• Does Kia finance poor credit? Yes! LaFontaine is home of the Family Deal – and we’ll treat you like family. We know that sometimes hard times hit, but you still need to manage that Canton commute, so check out our special offers for people with credit challenges. We also offer Kia no credit financing for those who are just getting started!